City: Insolvencies on way to lowest rate in 25 years

1	a) According to the article, what are the main financial problems faced by 	smaller companies?
	b) Why are high interest rates a problem? 

2	a) What are the risks for a sole proprietor whose business fails?
	b) How can he or she protect themselves against these risks?

3	How do you think the smaller business sector 'improves on the back of the 	larger companies'?